• What is a Life Settlement

• The Story you Haven’t Heard

• Why Investors Are Turning To Life Settlements

• Introducing ABBISTAR

• The Final Verdict

Non-Market Correlated Returns

Life settlements are insulated from stock market volatility, interest rate changes, and global events. That makes them a strategic hedge in any portfolio, especially during market downturns. With life settlements, returns are tied to life expectancy—not economic cycles, making them an effective stabilizer in a diversified investment strategy.

📊 According to a 2023 Allianz survey, 73% of affluent investors were actively seeking alternatives to public markets due to increased volatility. Source: Allianz Global Investor Survey, 2023

Attractive Internal Rates of Return

Life settlements offer strong, risk-adjusted yields. Portfolios typically generate annual returns in the 7–14% range, depending on policy characteristics and underwriting assumptions.

These returns are contractual and based on a real asset—the insurance policy. They are not speculative or subject to the daily f luctuations that impact equities or real estate. The investment is passive, predictable, and built on actuarial science.

Source: Conning Research, Life Settlements: Navigating a Maturing Market, 2023

A $200B Pipeline of Undervalued Insurance Assets

The opportunity is massive. The U.S. is home to over 85 million seniors, many of whom hold life insurance policies they no longer want, need, or can afford.

More than 90% of life insurance policies never pay out. That means billions in value are left on the table. This creates value that savvy investors can unlock through life settlements. This cultivates a robust and ongoing supply of policies, making the market scalable, consistent, and backed by long-term demographic trends.

Each year, over $200 billion in face value of life insurance lapses or is surrendered for little to no value. Source: U.S. Government Accountability Office, GAO-10-775

Innovation and Growth

Financial Performance

These graphs compare historical and projected returns, highlighting life settlements as the top-performing asset

The first graph shows the historical performance of life settlements over the past five years, demonstrating consistent annual returns rising from 7% in 2019 to nearly 12% in 2024. This steady growth highlights the stability and resilience of life settlements, even during market volatility.

The second graph compares expected average annual returns (2025–2029) across major asset classes. Life settlements lead with a projected 12% return—outperforming real estate, stocks, and bonds. This positions life settlements as a compelling choice for accredited investors seeking passive income with lower market correlation.

Together, these visuals support a growing trend: life settlements are not only reliable but increasingly profitable in a diversified investment strategy

Introducing ABBISTAR Your Gateway to Life Settlement Investing

Abbistar is a fully licensed life settlement provider, giving accredited investors direct access to this alternative asset class. Unlike brokers who earn commissions, Abbistar works at the provider level, offering early access to high-quality policies backed by top-rated insurance carriers. Why Investors Trust ABBISTAR

• Licensed and Regulated: Compliant in all key jurisdictions.

• Proven Track Record: Over $1 billion in transactions managed.

• High-Quality Policies: Only from A+ rated insurance companies.

• Rigorous Underwriting: Conservative, actuarially driven process.

• Truly Passive: Hands-off investing with predictable returns.

Abbistar is more than just a platform. It’s a smart, secure way for investors to earn steady, low-volatility income from a contractual asset you can evaluate upfront.

Who Invests in Life Settlements?

• Accredited investors seeking capital preservation and passive income

• Family offices looking for stable, inflation-protected returns

• RIAs and wealth managers diversifying client portfolios

• Retired professionals reallocating low-yield assets

In2023,over$5.5billion was invested in life settlements, with institutional demand projected to double by 2026. Source: The Deal, Life Settlement Industry Outlook 2024

The Final Verdict

Life settlements have moved from obscure strategy to mainstream.

alternative. Investors looking for predictability, diversification, and yield in today’s uncertain environment are taking notice.

With over $200 billion in policies lapsing annually, the supply is large—and growing.

If you're an accredited investor seeking a smarter way to diversify, Abbistar is your trusted partner in unlocking this overlooked asset class. Because in a market full of uncertainty, there’s something powerful about owning an investment where the value has already been promised.

Ready To add A High Performing Alternative to your portfolio?

Contact Us Today

Address: 69-09 164st Suite 204, Fresh Meadows, NY 11365 98-35 Metropolitan Ave, Forest Hills, NY 11375

Phone: (877) 222-4782

Website: www.ABBISTAR.com