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Every investor knows the common income paths: rental real estate, dividend stocks, bond ladders, private credit. But very few know about the income strategy hiding in something most people forget about — expired or unused life-insurance policies.

A life settlement is the legal sale of an existing life insurance policy to a third party for more than the surrender value. After the sale, the buyer takes ownership of the policy, assumes premium payments, and receives the policy’s benefit when it matures. The life settlement market operates within the broader alternative-investment and longevity-finance sector, regulated on a state-by-state basis in the United States.

Discover how life settlement investing turns unwanted life insurance policies into predictable, non-market-correlated income for accredited investors.

Learn how licensed provider Abbistar helps accredited investors earn stable, non-market-correlated returns through life settlement investments.

In the quest for the ideal investment portfolio, life settlements are emerging as an intriguing option for discerning investors. This blog post serves as an informative guide to understanding what life settlements entail, how they operate, their potential advantages and disadvantages, and why they are attracting the attention of investors eager to explore beyond conventional investment avenues